*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
:root {
  --navy: #0f1e2e; --navy-mid: #162840; --navy-light: #1e3a54;
  --gold: #c9933a; --gold-light: #e0b060;
  --cream: #f7f2eb; --cream-dark: #ede5d8;
  --text-main: #0f1e2e; --text-muted: #5a6e82;
  --white: #ffffff; --border: rgba(15,30,46,0.12);
  --shadow: 0 2px 16px rgba(15,30,46,0.08);
}
html { scroll-behavior: smooth; }
body { font-family: 'DM Sans', sans-serif; font-weight: 400; background: var(--cream); color: var(--text-main); min-height: 100vh; line-height: 1.6; }
.site-nav { background: var(--navy); display: flex; align-items: stretch; justify-content: space-between; padding: 0 28px; position: sticky; top: 0; z-index: 200; border-bottom: 1px solid rgba(255,255,255,0.06); }
.nav-logo { font-family: 'DM Serif Display', serif; font-size: 13px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold); display: flex; align-items: center; white-space: nowrap; }
.nav-tabs { display: flex; }
.nav-tab { padding: 18px 22px; font-size: 12px; font-weight: 500; letter-spacing: 0.07em; text-transform: uppercase; color: rgba(255,255,255,0.4); cursor: pointer; border-bottom: 3px solid transparent; transition: all 0.2s; white-space: nowrap; user-select: none; display: flex; align-items: center; }
.nav-tab:hover { color: rgba(255,255,255,0.7); }
.nav-tab.active { color: var(--gold); border-bottom-color: var(--gold); }
.page { display: none; } .page.active { display: block; animation: fadeIn 0.3s ease both; }
@keyframes fadeIn { from { opacity:0; transform:translateY(6px); } to { opacity:1; transform:translateY(0); } }
.hero { background: var(--navy); position: relative; overflow: hidden; padding: 56px 24px 48px; text-align: center; }
.hero::before { content:''; position:absolute; inset:0; pointer-events:none; background: radial-gradient(ellipse at 60% 0%, rgba(201,147,58,0.18) 0%, transparent 65%), radial-gradient(ellipse at 10% 100%, rgba(201,147,58,0.1) 0%, transparent 50%); }
.hero-tag { font-size:11px; letter-spacing:0.2em; text-transform:uppercase; color:var(--gold); font-weight:500; margin-bottom:10px; position:relative; }
.hero h1 { font-family:'DM Serif Display',serif; font-size:clamp(28px,5vw,48px); color:#fff; line-height:1.1; margin-bottom:12px; position:relative; }
.hero h1 em { font-style:italic; color:var(--gold-light); }
.hero-sub { font-size:15px; color:rgba(255,255,255,0.55); max-width:460px; margin:0 auto 28px; font-weight:300; position:relative; }
.hero-badges { display:flex; justify-content:center; gap:10px; flex-wrap:wrap; position:relative; }
.badge { display:inline-flex; align-items:center; gap:6px; background:rgba(255,255,255,0.07); border:1px solid rgba(255,255,255,0.12); border-radius:100px; padding:5px 13px; font-size:12px; color:rgba(255,255,255,0.7); font-weight:300; }
.badge-dot { width:6px; height:6px; background:var(--gold); border-radius:50%; flex-shrink:0; }
.progress-wrap { background: var(--navy-mid); padding: 0 24px; border-bottom: 1px solid rgba(255,255,255,0.06); }
.progress-inner { max-width: 720px; margin: 0 auto; display: flex; }
.prog-step { flex:1; padding:13px 8px; font-size:11px; font-weight:500; letter-spacing:0.08em; text-transform:uppercase; color:rgba(255,255,255,0.3); text-align:center; border-bottom:2px solid transparent; cursor:pointer; transition:all 0.2s; white-space:nowrap; }
.prog-step.active { color:var(--gold); border-bottom-color:var(--gold); }
.prog-step.done { color:rgba(255,255,255,0.5); border-bottom-color:rgba(255,255,255,0.15); }
.main { max-width: 720px; margin: 0 auto; padding: 36px 24px 80px; }
.form-section { display:none; animation:fadeIn 0.35s ease both; } .form-section.active { display:block; }
.section-header { margin-bottom:26px; }
.section-tag { font-size:11px; font-weight:500; letter-spacing:0.14em; text-transform:uppercase; color:var(--gold); margin-bottom:7px; }
.section-header h2 { font-family:'DM Serif Display',serif; font-size:27px; color:var(--navy); line-height:1.2; margin-bottom:5px; }
.section-header p { font-size:14px; color:var(--text-muted); font-weight:300; }
.card { background:var(--white); border:1px solid var(--border); border-radius:16px; padding:26px; margin-bottom:16px; box-shadow:var(--shadow); }
.card-title { font-size:11px; font-weight:500; letter-spacing:0.1em; text-transform:uppercase; color:var(--text-muted); margin-bottom:18px; padding-bottom:11px; border-bottom:1px solid var(--border); }
.field-row { display:grid; grid-template-columns:1fr 1fr; gap:14px; margin-bottom:14px; }
.field-row.triple { grid-template-columns:1fr 1fr 1fr; }
.field-row.full { grid-template-columns:1fr; }
@media (max-width:560px) { .field-row,.field-row.triple { grid-template-columns:1fr; } }
.field { display:flex; flex-direction:column; gap:6px; }
label { font-size:12px; font-weight:500; color:var(--text-main); letter-spacing:0.02em; }
label .req { color:var(--gold); margin-left:2px; } label .opt { color:var(--text-muted); font-weight:300; margin-left:4px; font-size:11px; }
input[type="text"],input[type="email"],input[type="tel"],input[type="date"],input[type="number"],input[type="password"],select,textarea { width:100%; padding:11px 14px; border:1.5px solid var(--border); border-radius:10px; font-family:'DM Sans',sans-serif; font-size:14px; color:var(--text-main); background:var(--cream); transition:border-color 0.2s,box-shadow 0.2s; outline:none; appearance:none; }
input:focus,select:focus,textarea:focus { border-color:var(--gold); box-shadow:0 0 0 3px rgba(201,147,58,0.12); background:var(--white); }
input::placeholder,textarea::placeholder { color:#b0b8c1; }
select { cursor:pointer; background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235a6e82' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E"); background-repeat:no-repeat; background-position:right 14px center; padding-right:36px; }
textarea { resize:vertical; min-height:90px; line-height:1.5; }
.sensitive-field { position:relative; }
.sensitive-field input { padding-right:44px; font-family:monospace; letter-spacing:0.08em; }
.toggle-vis { position:absolute; right:12px; top:50%; transform:translateY(-50%); background:none; border:none; cursor:pointer; color:var(--text-muted); font-size:16px; padding:4px; line-height:1; }
.secure-note { display:flex; align-items:center; gap:6px; font-size:11px; color:var(--text-muted); margin-top:5px; }
.upload-zone { border:2px dashed var(--border); border-radius:12px; padding:22px 16px; text-align:center; background:var(--cream); cursor:pointer; transition:border-color 0.2s,background 0.2s; position:relative; }
.upload-zone:hover,.upload-zone.dragover { border-color:var(--gold); background:#fdf8f1; }
.upload-zone input[type="file"] { position:absolute; inset:0; width:100%; height:100%; opacity:0; cursor:pointer; border:none; padding:0; background:none; }
.upload-icon { font-size:26px; margin-bottom:6px; } .upload-label { font-size:13px; font-weight:500; color:var(--navy); } .upload-sub { font-size:11px; color:var(--text-muted); margin-top:2px; }
.upload-preview { display:flex; flex-wrap:wrap; gap:8px; margin-top:10px; }
.preview-chip { display:flex; align-items:center; gap:6px; background:var(--navy); color:#fff; border-radius:100px; padding:4px 10px 4px 8px; font-size:12px; }
.checkbox-group { display:flex; flex-direction:column; gap:8px; }
.check-item { display:flex; align-items:center; gap:10px; cursor:pointer; font-size:14px; }
.check-item input[type="checkbox"] { width:18px; height:18px; accent-color:var(--gold); cursor:pointer; flex-shrink:0; }
.info-box { background:#f0f6ff; border:1px solid #c8d8ef; border-radius:10px; padding:12px 14px; font-size:13px; color:#2a4a6e; margin-bottom:14px; display:flex; gap:8px; line-height:1.5; }
.warning-box { background:#fff8ee; border:1px solid #e8cfa0; border-radius:10px; padding:12px 14px; font-size:13px; color:#7a4a0e; margin-bottom:14px; display:flex; gap:8px; line-height:1.5; }
.nav-row { display:flex; justify-content:space-between; align-items:center; margin-top:26px; gap:12px; }
.btn { font-family:'DM Sans',sans-serif; font-size:14px; font-weight:500; padding:12px 26px; border-radius:10px; border:none; cursor:pointer; transition:all 0.2s; display:inline-flex; align-items:center; gap:8px; }
.btn-primary { background:var(--navy); color:#fff; } .btn-primary:hover { background:var(--navy-light); transform:translateY(-1px); }
.btn-secondary { background:transparent; color:var(--text-muted); border:1.5px solid var(--border); } .btn-secondary:hover { border-color:var(--navy); color:var(--navy); }
.btn-gold { background:var(--gold); color:#fff; padding:13px 34px; font-size:15px; } .btn-gold:hover { background:#b5812e; transform:translateY(-1px); }
.review-group { margin-bottom:18px; } .review-group-title { font-size:11px; font-weight:500; letter-spacing:0.1em; text-transform:uppercase; color:var(--text-muted); margin-bottom:10px; }
.review-grid { display:grid; grid-template-columns:1fr 1fr; gap:8px; }
.review-item { background:var(--cream); border-radius:8px; padding:10px 12px; }
.review-item-label { font-size:11px; color:var(--text-muted); margin-bottom:2px; }
.review-item-value { font-size:14px; font-weight:500; color:var(--navy); }
.consent-block { background:var(--cream); border-radius:10px; padding:16px; font-size:12px; color:var(--text-muted); line-height:1.7; margin-bottom:16px; max-height:140px; overflow-y:auto; border:1px solid var(--border); }
.success-screen { display:none; text-align:center; padding:60px 24px; } .success-screen.active { display:block; }
.success-icon { width:72px; height:72px; background:var(--navy); border-radius:50%; display:flex; align-items:center; justify-content:center; margin:0 auto 24px; font-size:32px; }
.success-screen h2 { font-family:'DM Serif Display',serif; font-size:32px; color:var(--navy); margin-bottom:12px; }
.success-screen p { font-size:15px; color:var(--text-muted); max-width:440px; margin:0 auto 24px; font-weight:300; line-height:1.7; }
.ref-box { display:inline-block; background:var(--cream-dark); border-radius:10px; padding:12px 24px; font-size:13px; color:var(--text-muted); margin-bottom:28px; }
.ref-num { font-size:20px; font-weight:500; color:var(--navy); margin-top:4px; font-family:monospace; letter-spacing:0.1em; }
.divider { border:none; border-top:1px solid var(--border); margin:18px 0; }
.footer { text-align:center; padding:28px 24px; font-size:12px; color:var(--text-muted); border-top:1px solid var(--border); }
.footer-lock { display:flex; align-items:center; justify-content:center; gap:6px; margin-bottom:6px; font-weight:500; color:var(--navy); }
.pur-hero { background:var(--navy); padding:56px 24px 48px; text-align:center; position:relative; overflow:hidden; }
.pur-hero::before { content:''; position:absolute; inset:0; pointer-events:none; background:radial-gradient(ellipse at 75% 10%, rgba(201,147,58,0.2) 0%, transparent 60%); }
.pur-hero-tag { font-size:11px; letter-spacing:0.2em; text-transform:uppercase; color:var(--gold); font-weight:500; margin-bottom:10px; position:relative; }
.pur-hero h1 { font-family:'DM Serif Display',serif; font-size:clamp(28px,5vw,48px); color:#fff; line-height:1.1; margin-bottom:12px; position:relative; }
.pur-hero h1 em { font-style:italic; color:var(--gold-light); }
.pur-hero p { font-size:15px; color:rgba(255,255,255,0.55); max-width:460px; margin:0 auto; font-weight:300; position:relative; }
.pur-prog-wrap { background:var(--navy-mid); padding:0 24px; border-bottom:1px solid rgba(255,255,255,0.06); }
.pur-prog-inner { max-width:680px; margin:0 auto; display:flex; }
.pur-prog-step { flex:1; padding:13px 8px; font-size:11px; font-weight:500; letter-spacing:0.08em; text-transform:uppercase; color:rgba(255,255,255,0.3); text-align:center; border-bottom:2px solid transparent; white-space:nowrap; }
.pur-prog-step.p-active { color:var(--gold); border-bottom-color:var(--gold); }
.pur-prog-step.p-done { color:rgba(255,255,255,0.5); border-bottom-color:rgba(255,255,255,0.15); }
.pur-main { max-width:680px; margin:0 auto; padding:36px 24px 80px; }
.pur-section { display:none; animation:fadeIn 0.35s ease both; } .pur-section.p-active { display:block; }
.term-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:10px; margin-bottom:18px; }
.term-card { border:2px solid var(--border); border-radius:12px; padding:16px 10px; text-align:center; cursor:pointer; background:var(--white); transition:all 0.18s; user-select:none; }
.term-card:hover { border-color:var(--gold); } .term-card.selected { border-color:var(--gold); background:#fdf7ee; box-shadow:0 0 0 3px rgba(201,147,58,0.12); }
.term-months { font-size:22px; font-weight:500; color:var(--navy); line-height:1; }
.term-label { font-size:11px; color:var(--text-muted); margin-top:3px; text-transform:uppercase; letter-spacing:0.06em; }
.term-years { font-size:12px; color:var(--gold); margin-top:5px; font-weight:500; }
.pay-summary { background:var(--navy); border-radius:16px; padding:22px 24px; margin-bottom:18px; position:relative; overflow:hidden; }
.pay-summary::before { content:''; position:absolute; inset:0; background:radial-gradient(ellipse at 85% 0%, rgba(201,147,58,0.18) 0%, transparent 55%); pointer-events:none; }
.ps-label { font-size:11px; letter-spacing:0.12em; text-transform:uppercase; color:rgba(255,255,255,0.45); margin-bottom:4px; }
.ps-amount { font-family:'DM Serif Display',serif; font-size:40px; color:#fff; line-height:1; }
.ps-sub { font-size:13px; color:rgba(255,255,255,0.45); margin-top:5px; font-weight:300; }
.ps-grid { display:grid; grid-template-columns:1fr 1fr 1fr; margin-top:18px; border-top:1px solid rgba(255,255,255,0.1); padding-top:14px; }
.ps-item { text-align:center; } .ps-item+.ps-item { border-left:1px solid rgba(255,255,255,0.08); }
.ps-item-label { font-size:10px; text-transform:uppercase; letter-spacing:0.1em; color:rgba(255,255,255,0.35); margin-bottom:3px; }
.ps-item-val { font-size:14px; font-weight:500; color:rgba(255,255,255,0.9); }
.price-input-wrap { position:relative; margin-bottom:18px; }
.price-prefix { position:absolute; left:14px; top:50%; transform:translateY(-50%); font-size:16px; color:var(--text-muted); font-weight:500; pointer-events:none; }
.price-input-wrap input { padding-left:28px; font-size:20px; font-weight:500; height:52px; border-radius:12px; }
.slider-wrap { margin-bottom:18px; }
.slider-header { display:flex; justify-content:space-between; align-items:center; margin-bottom:7px; }
.slider-label { font-size:12px; font-weight:500; color:var(--text-main); }
.slider-val { font-size:14px; font-weight:500; color:var(--gold); }
input[type="range"] { width:100%; height:4px; accent-color:var(--gold); cursor:pointer; }
.dep-breakdown { background:var(--cream-dark); border-radius:12px; padding:18px 20px; margin-bottom:16px; }
.db-row { display:flex; justify-content:space-between; align-items:center; font-size:14px; padding:6px 0; border-bottom:1px solid rgba(15,30,46,0.07); }
.db-row:last-child { border-bottom:none; font-weight:500; font-size:15px; padding-top:10px; color:var(--navy); }
.db-key { color:var(--text-muted); } .db-val { font-weight:500; color:var(--navy); }
.pur-success { display:none; text-align:center; padding:60px 24px; } .pur-success.show { display:block; }
.pur-success-icon { width:80px; height:80px; background:var(--navy); border:3px solid var(--gold); border-radius:50%; display:flex; align-items:center; justify-content:center; margin:0 auto 24px; font-size:36px; }
.pur-success h2 { font-family:'DM Serif Display',serif; font-size:32px; color:var(--navy); margin-bottom:12px; }
.pur-success p { font-size:15px; color:var(--text-muted); max-width:440px; margin:0 auto 24px; font-weight:300; line-height:1.7; }
.pur-conf-box { background:var(--white); border:1px solid var(--border); border-radius:16px; padding:22px; max-width:400px; margin:0 auto 28px; text-align:left; box-shadow:var(--shadow); }
.pcb-title { font-size:11px; text-transform:uppercase; letter-spacing:0.1em; color:var(--text-muted); margin-bottom:12px; font-weight:500; }
.pcb-row { display:flex; justify-content:space-between; padding:7px 0; border-bottom:1px solid var(--border); font-size:14px; }
.pcb-row:last-child { border-bottom:none; }
.pcb-key { color:var(--text-muted); } .pcb-val { color:var(--navy); font-weight:500; }
.conf-num { font-family:monospace; font-size:18px; letter-spacing:0.1em; color:var(--gold); }
@media (max-width:520px) { .site-nav { padding:0 14px; } .nav-logo { font-size:10px; } .nav-tab { padding:14px 10px; font-size:10px; } }